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Terms & Conditions

Provinces included

Visa Insurance Canada operates only in Ontario. All information on Visa Insurance Canada applies only to this province. Information on is not intended for any other province or country.

This document outlines the Terms and Conditions relating to your use of and provides additional information about Visa Insurance Canada , its affiliates and subsidiaries (Visa Insurance Canada). These Terms and Conditions are applicable to your use of this site regardless of how you accessed it. If you do not wish to be bound by these Terms and Conditions, please discontinue using and accessing this site immediately.

Your use of this site

You may not use this site to engage in any illegal activity. You may not use this site to engage in conduct which is defamatory, libelous, threatening or harassing or that infringes on a third party’s intellectual property or other proprietary rights. In the event you engage in activity that is illegal, defamatory, libelous, threatening, or harassing, Visa Insurance Canada reserves the right to disclose any information you provide through the use of this site or other Visa Insurance Canada owned electronic sites or applications to law enforcement authorities as deemed appropriate in the sole discretion of Visa Insurance Canada. You agree that any information you provide through this site will be truthful and accurate.

SMS Texting Terms and Conditions for Agent Alerts Service

Visa Insurance Canada offers both onetime text message programs as well as subscription text services. For more information, please visit

E-mails to Visa Insurance Canada addresses

The Visa Insurance Canada e-mail system is a private e-mail system intended only for purposes authorized by Visa Insurance Canada. You are not authorized to send numerous unsolicited commercial e-mail messages to any e-mail addresses at or Visa Insurance Canada reserves the right to take actions as may be necessary to prevent misuse of its e-mail system by unauthorized parties.

Disclaimer of Warranties

Any information, services, materials, software, calculators or other items on this site are provided “as is” without any warranty of any kind, either expressed or implied, including without limitation the implied warranties of merchantability and fitness for a particular purpose. Visa Insurance Canada does not warrant that this site will be uninterrupted or error free. Any risk arising out of use or performance of the information, services, materials, software, calculators or other items remains entirely with you. Under no circumstances will Visa Insurance Canada be liable for any damages whatsoever arising out of the use or performance of the information, services, materials, software, calculators or other items.

Secured Areas/Passwords

Some portions of this site are restricted and require authorization for access. Unauthorized use of or access to these areas is prohibited. Actual or attempted unauthorized use of or access to such areas may result in criminal and/or civil prosecution. Attempts to access such areas without authorization may be viewed, monitored and recorded and any information obtained may be given to law enforcement organizations in connection with any investigation or prosecution of possible criminal activity on this system. If you are not an authorized user of such areas or do not consent to continued monitoring, you should not attempt to access such areas.

If you are an authorized user of any restricted area, you are responsible to maintain the security/confidentiality of your password. “DO NOT SHARE YOUR PASSWORD WITH ANYONE”. Visa Insurance Canada will not ask you for your password. If you know or suspect that your password has been compromised, change your password immediately. If you suspect any unauthorized activity related to your account, you should contact

Visa Insurance Canada’s Intellectual Property Rights

The Visa Insurance Canada logo, the terms “Visa Insurance Canada,” “Visa Insurance Canada Insurance,” “Visa Insurance Canada Insurance Companies” and “,” “Select Service,” as well as all logos and graphics using the Visa Insurance Canada name are the intellectual property of and/or registered trademarks/service marks owned by the Visa Insurance Company and its affiliated organizations. Visa Insurance Canada may possess intellectual property rights in other logos, words, or phrases not listed here. Intellectual property rights of third parties may apply where noted. Except where otherwise indicated, all materials on this site including but not limited to graphics, text, software, audio, video, and files, are the property of Visa Insurance Canada and are protected by copyright or other intellectual property laws.

Visa Insurance Canada reserves all rights to its intellectual property. You may print out a single copy of pages on this site for your personal, non-commercial use provided that all copyright, trademark or other notices are retained. ALL OTHER USES ARE PROHIBITED.

You are not authorized to use any portion of this site or any other Visa Insurance Canada intellectual property on any other site, in the meta-tags of any other site or in any other materials. You may not modify, publish, create derivative works, copy, distribute, or otherwise use any of this site’s content or frame this site within any other site.

Links to/from Other Sites

For your convenience, Visa Insurance Canada may provide links to other Internet sites that Visa Insurance Canada does not maintain. You should not interpret any link to/from other sites as indicating that Visa Insurance Canada sponsors or endorses the sites or their materials or that the sites are affiliated with Visa Insurance Canada in any manner. Visa Insurance Canada is not responsible for anything contained on such sites and makes no warranties or representations about the contents, products or services offered on such sites.

Availability of Products and Services

Visa Insurance Canada does business in certain provinces in Canada besides Ontario. Home office is located in Brampton, Ontario. Not all of the products or services described on this site are available in all provinces. You may not be eligible for all products and services and Visa Insurance Canada reserves the right to determine such eligibility as permitted by law. Where noted, certain products or services may be subject to specific terms, conditions, representations or agreements. The portions of this site related to such products and services provide additional information about terms, conditions, representations, agreements, eligibility and availability.

Other Agreements

These “Terms and Conditions” apply to your use of this site and do not change or alter any other contract or agreement between you and Visa Insurance Canada.

Insurance Quotes/Coverage

At this time, on-line quotes may not be available for all provinces, products, services or coverage selections. For additional information about products, services or coverage selections otherwise offered by Visa Insurance Canada, please contact a Visa Insurance Canada agent.

All quotes generated by this site are estimates based upon the information you provided and are not a contract, binder, or agreement to extend insurance coverage. Any coverage descriptions provided on this site are general descriptions of available coverage and are not a statement of contract. To obtain coverage you must submit an application to Visa Insurance Canada. All applications are subject to underwriting approval. Coverage and availability may vary by state or province; and additional minimum coverage limits may be available in your state or province. For additional information, please contact a Visa Insurance Canada agent.

Online Claims Submissions

If you are a Visa Insurance Canada customer, you may elect to report an insurance claim online where available. Your submission does not commit Visa Insurance Canada to coverage for this loss. Information you submit regarding your insurance policy and the loss is subject to review and verification. Visa Insurance Canada reserves the right to request additional information prior to reaching a decision on the claim. A claim representative will be communicating with you regarding your claim. All policy provisions contained in your policy remain in effect. If you have any questions concerning the coverage afforded by your policy, please contact your Visa Insurance Canada agent.

Changes to this document

The content of this site and of these “Terms and Conditions” is subject to change without prior notice.

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